secure payments cryptocurrency

Ecommerce has undoubtedly changed the world of business as we know it. After all, it has opened up plenty of new opportunities for businesses to sell their products on an often-global scale and has massively increased consumer choice. However, an unfortunate reality of online payments is that cybercriminal after taking advantage of inferior security processes in order to gain unauthorized access to personal information.

According to Worldpay, online sales in the US alone are expected to surpass $1.1 trillion by 2022. So, this emphasizes that businesses and consumers alike will need to take the necessary steps to prevent online crime having an impact on online payments. 

One of the best ways to do that is with a VPN such as ExpressVPN. VPNPro evaluated it and found that thanks to its solid encryption protocols and ability to protect your online privacy, it’s a fantastic tool to help deliver secure payments and keep personal information away from any prying eyes.

In the following article, we’ll provide an overview of what it takes to achieve secure payments. To discover everything you need to know, simply continue reading.

SSL protocol

When it comes to processing payments, having an SSL certificate is of paramount importance. Why? Well, it’s because it allows businesses to establish themselves a trusted website, while also ensuring that sensitive data such as credit card details remain encrypted. You will know that a website has an SSL certificate if it has a padlock icon on the URL bar. 

ssl protocol
ssl protocol

Payment Card Industry (PCI) Data Security Standard

The PCI Data Security Standard was implemented in order to set a standard for how credit card information is handled, used, and stored. Previously, countless data breaches had occurred across the globe, which led to the need for a regulatory framework which could prevent future data breaches, with large fines a consequence for businesses that failed to comply with the rules, not to mention the security threats that could have a hugely negative impact on a business.


Fraud occurs frequently in the online world, which means that preventative measures are needed in order to prevent it from happening. When combined with PCI standards, tokenization is hugely effective in the protection of personal information, as it reduces a business’ vulnerability which would otherwise leave the door wide open for criminals to gain unauthorized access to personal information.

Tokenisation works by preventing the collection or storage of sensitive information on your system, which in turn helps to comply with PCI standards. By using this security measure, any sensitive data replaced by a string of characters that have been randomly generated. Only an authorized party will then have the authority to link this back to the original data. 



Cryptocurrencies are perfect for anyone who is looking for an additional level of privacy with regard to online payments. An increasing number of online businesses are even choosing to accept cryptocurrencies such as Bitcoin as they continue to grow in popularity, which will be music to the ears of fans of encrypted digital currencies who value their online privacy. 

Stored on and validated by the blockchain, cryptocurrency an unfixed and decentralized form of currency that enables secure transactions in an online environment. For purchasing products online such as a VPN subscription, this is a great choice as it enables an additional layer of anonymity which helps to prevent any third-parties from gaining access to personally identifiable information.

secure payments cryptocurrency
secure payments cryptocurrency

If it sounds too good to be true, then it probably is

Phishing scams certainly aren’t uncommon in the current day and age, which means that you might well stumble upon one unsuspectingly. Whether you’ve clicked on a link in an email you’ve received or you came across it by another method, it’s important to be cautious whenever it comes to inputting your details.

Cybercriminals are forever coming up with sophisticated ways of gaining access to your personal information, and illegitimate websites are just one of their preferred methods. It is made to look and feel like the real thing, only you’re inadvertently sending your personal information directly to hackers if you input your personal information on such websites. So, always look out for things such as spelling errors, suspicious email addresses, and a lack of the padlock next to the URL – these are all red flags.

Final Thoughts

So, that concludes our complete guide to secure payments! What you should take away from this article is that it’s important to remember that you can never be too careful in the current day and age. Therefore, it always pays to be vigilant before entering any personal information or processing a potentially fraudulent payment. 

Taking into account the above ensures that whether you are processing a payment or purchasing a product or service online, you can help to prevent personal information ending up in the hands of online data thieves.


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